Fair Access to Banking Act
U.S. Congress · HR987 ·
Progression
Timing in context
Primary sponsor's contributions received (same period)
Adjacency in time is shown for context; it is not evidence of cause. Funded ≠ false — see the methodology.
What the bill says
Introduced 2025-02-05. Latest action: Referred to the House Committee on Financial Services.
Summary (plain-language)
Fair Access to Banking Act This bill places restrictions on certain banks, credit unions, and payment card networks if they refuse to do business with a person who complies with the law. Restrictions include prohibiting the use of electronic funds transfer systems and lending programs, termination of an institution's depository insurance, and specified civil penalties. Banks and other specified financial institutions are allowed to deny financial services to a person only if the denial is justified by a documented failure of that person to meet quantitative, impartial, risk-based standards established in advance by the institution. This justification may not be based upon reputational risks to the institution. The bill establishes the right for a person to bring a civil action for a violation of this bill.
Sponsors
- Andy Barr (primary)
- Mark E. Amodei
- Rick W. Allen
- Jodey C. Arrington
- Mark Alford
- Lauren Boebert
- Vern Buchanan
- Mike Bost
- Jack Bergman
- Tim Burchett
- Aaron Bean
- Eric Burlison
- Sheri Biggs
- Ken Calvert
- Kat Cammack
- Earl L. "Buddy" Carter
- James Comer
- Andrew S. Clyde
- Ben Cline
- Dan Crenshaw
- Mike Collins
- Jeff Crank
- Byron Donalds
- Scott DesJarlais
- Troy Downing
- Tom Emmer
- Ron Estes
- Gabe Evans
- Pat Fallon
- Randy Feenstra
- Virginia Foxx
- Russ Fulcher
- Michelle Fischbach
- Scott Fitzgerald
- Scott Franklin
- Brad Finstad
- Russell Fry
- Sam Graves
- Glenn Grothman
- Lance Gooden
- Carlos A. Gimenez
- Craig A. Goldman
- Brandon Gill
- Andy Harris
- Bill Huizenga
- Richard Hudson
- Clay Higgins
- Kevin Hern
- Diana Harshbarger
- Ashley Hinson
- Abraham J. Hamadeh
- Mike Haridopolos
- Pat Harrigan
- Darrell Issa
- David P. Joyce
- Ronny Jackson
- Brian Jack
- Robert E. Latta
- Julia Letlow
- Laurel M. Lee
- Nicholas A. Langworthy
- Tracey Mann
- John R. Moolenaar
- Daniel Meuser
- Carol D. Miller
- Barry Moore
- Blake D. Moore
- Cory Mills
- John J. McGuire III
- Addison P. McDowell
- Troy E. Nehls
- Dan Newhouse
- Burgess Owens
- Andrew Ogles
- August Pfluger
- Scott Perry
- Jimmy Patronis
- Mike Rogers
- David Rouzer
- John H. Rutherford
- Pete Sessions
- Michael K. Simpson
- Adrian Smith
- Austin Scott
- Elise M. Stefanik
- W. Gregory Steube
- Dale W. Strong
- Keith Self
- Jefferson Shreve
- Claudia Tenney
- William R. Timmons IV
- David J. Taylor
- David G. Valadao
- Beth Van Duyne
- Joe Wilson
- Tim Walberg
- Ann Wagner
- Randy K. Weber, Sr.
- Roger Williams
- Tony Wied
- Rudy Yakym III
Text versions
- Introduced in House — 2025-02-05 — XML
What analysts say
No nonpartisan analysis on file for this measure yet.
What politicians say
No linked claims or utterances yet — no one on record has cited this measure to justify a public argument.
Action History
| Date | Action |
|---|---|
| 2025-02-05 | Introduced in House |
| 2025-02-05 | Referred to the House Committee on Financial Services. |