Department of Finance & Budget: Health Insurance Subsidy for Retirees Fiscal Year 2027
Calvert County Board of County Commissioners · 5024-6 ·
Consent
What the bill says
On the agenda for Board of County Commissioners — 2026-05-05 — 2026-05-05. Agenda section: CONSENT
Background
Each year, the Board of County Commissioners reviews and approves the subsidy the county pays toward retirees’ health insurance premiums.
Discussion
Other post -employment benefits (i.e.,retiree health insurance) currently provided are documented in Resolution 15 -21, which includes the "Health Insurance Plan Policy for Calvert County Retirees." That policy establishes that "These subsidies will be reviewed annually and are subject to change based on budgetary constraints."
There are three entities that fund the county’s projected $24.39 million health care cost: the county, employees and retirees. Historically, the plan is managed so that the county funds about 75% of the costs and the combined employee and retiree premiums fund the remaining 25%.
The county provides the following maximum subsidy levels for retiree health insurance: • Retirees who retired prior to Aug. 1, 1994 – 100% of the individual medical premium. There are currently 15 retirees in this category. • Retirees with a retirement date from Aug. 1, 1994 through June 30, 2008 – 90% of the individual medical premium. There are currently 80 retirees in this category. • Retirees who retired after June 30, 2008 - 75% of the individual medical premium. There are currently 260 retirees in this category.
Subsidies for retirees are also available to their spouses and dependents.
The county recently received premium renewal rates from its health insurance provider indicating that overall, the county’s medical, pharmacy, dental and vision premiums will increase by about 15%.
The attached rate sheets detail the proposed monthly premiums for retirees effective July 1, 2026. They include the premiums for retirees with subsidies at the 90% and 75% levels.
Coordination
Department of Human Resources
Extracted from the source document (public record).
Documents
What analysts say
No independent (CBO/CRS-style) analysis exists for county measures. The nearest analog is the sponsoring department's own assessment, from its staff memo — self-reported, not independent:
Fiscal Impact (staff-reported)
None.
Conclusion/Recommendation (staff-reported)
It is recommended that the Board take action and adopt the subsidy levels as outlined above for the plan year that begins July 1, 2026.
Reported by the sponsoring department — Department of Finance & Budget · Malena Brookshire, Chief Financial Officer · 2026-04-14 in its own memo, not an independent estimate. Source memo.
What politicians say
No linked claims or utterances yet — no one on record has cited this measure to justify a public argument.